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  • Product Matters! July 2003, Issue No. 56
    accommodate them only as small ancillary benefits on a primary product. Life cycle products that start as life ... insurance and evolve into an annuity and then long-term care may be available. Products may have personally designed ...

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    • Authors: Application Administrator, William Carroll, James W Dallas, Douglas Doll, Thomas E Norton, W Howell Pugh, Robert Grotyohann, Douglas Robbins, Adrian R Pask, Jeremy Bill
    • Date: Jul 2003
    • Publication Name: Product Matters!
  • Variable Annuity Risk and Seeking “The Perfect Hedge”
    cash flows (net of premiums) exactly mirror our direct flows. The problem with reinsurance recently is ... assign losses over a certain level back to the direct writer. This means that the 100 percent negative ...

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    • Authors: Douglas Robbins
    • Date: Jul 2003
    • Competency: Technical Skills & Analytical Problem Solving>Incorporate risk management
    • Publication Name: Product Matters!
    • Topics: Annuities>Pricing - Annuities; Annuities>Variable annuities
  • Product Matters, January 2002, Issue No. 52
    development process, the following can be achieved: • Direct access to customer knowledge; • Ownership and buy-in ... combined reserve of the direct writer and the second company be that which the direct writer would have held ...

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    • Authors: Brian King, Mary J Bahna-Nolan, Nancy Winings, Douglas Robbins, Eva Goldstein, DAVID MILLER
    • Date: Jan 2002
    • Publication Name: Product Matters!
  • Thoughts on the Enhanced Earnings Death Benefit
    Thoughts on the Enhanced Earnings Death Benefit The 1990s saw the rise of many types ... development process, the following can be achieved: • Direct access to customer knowledge; • Ownership and buy-in ...

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    • Authors: Douglas Robbins
    • Date: Jan 2002
    • Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Product Matters!
    • Topics: Annuities>Individual annuities
  • The Happiness Hedge
    The Happiness Hedge This article helps illustrate that a guaranteed income stream in retirement ... guaranteed income product (SPIA or GLWB) is a direct hedge of longevity risk. The longer an annuitant ...

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    • Authors: Douglas Robbins
    • Date: Aug 2020
    • Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
    • Publication Name: Product Matters!
    • Topics: Annuities; Pensions & Retirement>Defined contribution and 401k plans; Pensions & Retirement>Retirement risks; Pensions & Retirement>Post retirement risks